News & Insights

As we all deal with the new reality around the COVID-19 virus, the requirement to maintain “social distancing” has presented scammers with yet more opportunities to take financial advantage of people.

Back in August 2016, I wrote an article in this newsletter about Generation X, my generation.

I have a confession to make. I didn’t save enough to send my daughter to the college of her dreams.

The cost of higher education has been rising at a rapid clip over the past decade, and with it the amount of student debt.

We do pretty much everything online these days. Even if you are resistant to the call of social media, you may still have to interact with digital tools to access your accounts, sign paperwork, and purchase items.

One of the more enjoyable aspects of starting a new year (and new decade), is seeing that year-end to-do list in the trash bin.

I recently attended a retirement party for a friend and colleague. It was a fun affair with family, friends, colleagues, food and champagne.

Spending money is easy when you’re still working. But how about if you are thinking of retiring? A key assumption in any retirement cash flow projection is estimating how much will we spend in our golden years. One approach is to assume a constant level of spending every year throughout retirement (e.g. 80% of pre-retirement income), with some variability based on income and lifestyle. However, in our experiences working with clients over the years, spending patterns typically evolve over time. Certain categories, such as health care costs, are likely to increase as we get older; other

Big data and data analytics is becoming prevalent in every area of our lives. So, what is it and what does it mean for our portfolios?

Big data is a catch-all term for large data sets that may include unstructured data (think: text, audio or video). More and more companies are using these data sets to analyze and determine trends on which they can base business decisions. Data analytics has been used in mutual fund investing in the past. But as artificial intelligence and systems built to analyze large data sets allow easier access to this type of knowledge, big data may factor into more fund

If you plan to retire in less than 10 years, will your financial resources, your “nest egg,” be enough to maintain your desired lifestyle in retirement?