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“You can never be too rich or too thin.” This quote has been attributed to the Duchess of Windsor, Wallis Simpson, but also claimed by several other people.

On May 16^th, Moody’s, the last of the three major credit rating agencies, downgraded U.S. debt from the highest rating of AAA to AA, following similar decisions by Fitch in 2023 and S&P in 2011. Moody’s cited similar concerns as the other two agencies, primarily growing debt fueled by increased federal spending, increased tax cuts, and rising interest rates. Other concerns include domestic political divisions, eroding governance, geopolitical tensions, and macroeconomic headwinds. However, the specific trigger for the timing of the downgrade came in the form of that Big Beautiful Bill passing

One thing I’ve never really concerned myself with, until recently, is the subject of government spending. Given the current news cycle, I wanted to understand more precisely the facts and data, without interpretation.

Equity markets have experienced increased volatility over the past month, driven by a combination of factors including signs of economic slowdown, ongoing geopolitical tensions, and shifting political priorities following the transition to the Trump administration.

I promise that we will eventually get to the topic that most people are interested in hearing about from their financial advisor (that would be money).

Recently, I had a planning call with a woman who is expecting her first child. Having been through this particular life event myself, I started mentally going through the list of things I had to do when my husband and I were in the same position.

What happens when you achieve a long-sought goal, but sadness is the uppermost feeling? We’re heading into the off season for riding competition in Virginia, and I typically use it for a bit of a rest and recovery before starting the long preparation for the Spring.

Market volatility can be unsettling, especially when you see your investments fluctuating day by day. However, staying calm and sticking to a well-thought-out strategy can help you navigate these turbulent times effectively.

A Family Financial Summit might be a new concept for many of you, so let’s start by defining it before delving into whether or not you need it. Essentially, it’s a family meeting that allows for the sharing of financial values and goals.

Lately, our clients have been asking if they can hold NFTs (non-fungible token) in their IRAs (Individual Retirement Account). It is a complex decision that depends on various factors. Here are some considerations to keep in mind.